1. What Data We Collect
We collect the following types of information:
- Account information: your name, email address, and hashed password when you create an account
- Financial data: asset values, liability amounts, income streams, and snapshots that you manually enter
- Usage data: basic analytics about how you use the Service, such as page views and feature usage
- Payment data: if you subscribe to a paid plan, payment information is collected and processed by Stripe; we do not store your credit card details
2. How We Use Your Data
Your data is used to:
- Provide and maintain the Service
- Calculate and display your net worth, projections, and financial summaries
- Process your subscription payments
- Send important account notifications (such as subscription changes)
- Improve the Service based on aggregate usage patterns
We never sell your personal or financial data to third parties. We never use your financial data for advertising purposes.
3. Data Storage and Security
Your data is stored securely with encryption in transit (TLS/SSL). We follow industry best practices for securing web applications. Access to production data is restricted to authorized personnel only.
While we take reasonable measures to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.
4. Third-Party Services
We use the following third-party services:
- Stripe: for payment processing. Stripe collects and processes your payment information according to their own privacy policy. See stripe.com/privacy.
- Authentication: we use secure session-based authentication. Passwords are hashed and never stored in plain text.
5. Data Export and Deletion
You have the right to:
- Export your data: paid plan users can export all their data in CSV or JSON format from the settings page. Free plan users can request an export by contacting support.
- Delete your account: you can request full account deletion by contacting us at [email protected]. All your data will be permanently deleted within 30 days of your request.
- Access your data: you can view all data you have entered through the Service at any time.
6. Cookies
We use essential cookies to maintain your login session and remember your preferences. We do not use tracking cookies or third-party advertising cookies. Session cookies are automatically deleted when you close your browser or sign out.
7. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Service after changes are posted constitutes your acceptance of the revised policy.
8. Contact
If you have questions about this Privacy Policy or your data, please contact us at [email protected].